At the Global FinTech Festival (GFF) in Mumbai, the Honourable Prime Minister of India, Shri Narendra Modi, highlighted two transformative innovations (watch here) that are redefining the way India’s MSMEs access credit: the Open Credit Enablement Network (OCEN) and the Unified Lending Interface (ULI).
These two pillars of India’s Digital Public Infrastructure (DPI) represent a monumental step toward making credit more accessible, transparent, and interoperable. Together, OCEN and ULI are enabling faster, data-driven lending across digital ecosystems ensuring that small businesses, entrepreneurs, and retailers can thrive with frictionless access to capital.
By building an open and interoperable framework, OCEN and ULI are powering a new era of MSME lending and priority sector finance; one that’s inclusive, innovation-led, and deeply aligned with India’s broader Digital Bharat vision.
At GetVantage, we’re proud to be part of this evolution. Leveraging the OCEN framework and embedded finance technology, our platform simplifies access to cash-flow-based funding for MSMEs across India. Through our data-driven approach, we enable founders and business owners to access non-dilutive growth capital quickly and seamlessly.
This moment marks a defining milestone in India’s fintech journey where fintechs, NBFCs, and technology partners come together to build a future-ready, digital-first credit ecosystem that strengthens the backbone of India’s economy.
